PayCube has varied and extensive application development capabilities spanning device & terminal applications, POS, Switching Systems, Card Issuance/authorization systems. Our experience includes building end to end solutions or targeted components as add-ons to existing solutions.

Some of our practice areas and customer segments are tabulated below:

SERVICES

ISO & Merchant Service Providers

Issuance Solutions

Card Authorization Engines, Card Management Modules, Loyalty Management.

Account Management

Partner on-boarding, Processor integration, back-office integration.

Loyalty

Loyalty account management systems, real time redemption, online and on the fly offer generation.

Retail & ecommerce

Ecommerce

Web stor, cross-channel payments, white label stores, shopping cart management.

Fraud Management

Volocity, integration with risk scoring, fraud reporting.

Reporting

Standard and ad-hoc transaction reporting, government mandated reporting AML (Title 31 etc), interface with larger data warehouse systems interface with larger data warehouse systems.

Loyalty

Loyalty account management systems, real time redemption, online and on the fly offer generation.

Payment Processors & Networks

Kiosk and Larger Form Factor Devices

ATM, multi-purpose kiosks, cash dispensers, ticket-in / ticket-out.

Mobile

SMS and location based applications, mobile payments acceptance, lane busting solutions, qr codes, wallets.

Ecommerce

Web stor, cross-channel payments, white label stores, shopping cart management.

ISV / Product Vendors

Payment Applications

Integrated POS, Web POS, payment terminal applications.

POS and EDC Terminals

Credit, debit, prepaid/gift, reloadable, telecom, ACH, EBPP, mobile and loyalty applications.

Kiosk and Larger Form Factor Devices

ATM, multi-purpose kiosks, cash dispensers, ticket-in / ticket-out.

Financial Services

Acquiring Solutions

EFT Switches, Payment Gateways, Cross Platform Acquiring, Add on modules - velocity checks, monitoring secondary authorizations.

Settlement Solutions

Host capture, terminal capture, multi party settlement, L2/L3 date upload, fee engine.

Issuance Solutions

Card Authorization Engines, Card Management Modules, Loyalty Management.

Device Applications

  • Interactive Device applications as standalone terminalst
  • Device application with high resolution graphics including QR code,MS Tags and video displays for promotions etc
  • Device applications as add-on to the ECR to complete the POS consumer experience
  • Devices include MSR, Cash Drawer, Pole Display, Scanner, and payment devices

Mobile Applications

  • Mobile as POS
  • Mobile as Payment Instrument
  • Mobile as e-Wallet
  • Technologies based on location (LBS), QR code, MS Tags, SMS, etc

Transaction Acquiring Applications

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POS

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WebPOS

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Mobile POS

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Gateways

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Switching Systems

Authorization Applications

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Card Authorization Engines

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Account Management & Card Issuance Systems

Settlement & Business Intelligence

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Multi-Party Settlement Engines

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Rules based Fee Engines

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Payment Data Warehousing and BI

Loyalty Applications

  • Points based loyalty
  • Check in-check out loyalty
  • Loyalty Promotions Managements – Base and Bonus points issuance
  • Instant Redemption systems
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Promotion Managements

Coupons and Promotion MANAGEMENT

Social commerce Applications

Social payment Applications

Integration of Social sites to ecommerce sites

Promotion and campaign Management Systems

A quick view of OUR TECHNOLOGY capability stack

Development Tools

  • C#, C++, C, JAVA, JAVA-EE, .NET, Web services (JSON/REST, SOAP), Web 2.0
  • Verix, Unicapt 32, ODT, Nurit, Linux, Embedded XP
  • Mobile: Windows Mobile, iPhone, Symbian, J2ME, Android
  • Social: Facebook, Google+
  • Cloud: Amazon EC2, Rackspace
  • Security: Tokenization, Encryption

Application Servers

  • Websphere, Weblogic / Oracle, ATG, Jboss, Tomcat

Standards

  • UPOS, OPOS, JavaPOS, POS for .NET, ARTS XML / IXRetail, PCI-PA DSS (PABP), EMV
  • JPOS, ISO 8583, AS 2805, APACS

Databases, BI, DW, ETL

  • Oracle, DB2, Microsoft SQL, Cognos, SAS, MicroStrategy, Business Objects, Hyperion, Datastage

Peripherals Supported

  • Coin dispenser, Biometrics, NFC, RFID, PinPads, Check Readers, Cash Drawers, Pole Displays, etc